Tag: money

Members Have To Pay For Funeral Expenses

In Germany, an obligation to bear the costs of burial. This gap can be closed with a bereavement care. The death of a member, means not only a painful loss. He also costs. More and more often it happens that members want to or can not bear the financial burden of the funeral. What many don’t know: in Germany there is a duty to bear the costs of funeral. Therefore, the next of kin must take over the costs of the funeral.

Usually these are the spouse, child or sibling. “The obligation to bear the costs of burial shall also apply in dysfunctional family relationships and even if the financial resources are limited”, Walter Capellmann, main representative of Monuta know insurance companies in Germany. One hears again and again by cases involving children unexpectedly must accept the funeral expenses of a parent, although they since childhood no contact more to their parents have had.” But the legal situation is clear: adult biological children are responsible for the burial of their parents. The cost to the public can be shifted in dysfunctional family relationships. Also, the financial situation does not relieve members of their obligation. If necessary, they have to rely on social assistance.

“What many forget even today: the sickness funds pay more since 2004 no death benefit to cover funeral costs”, says Cabrera. This gap can be closed with a funeral. On the one hand, parents can complete a bereavement provision to fall not financially burden of their children in the case. On the other hand, but also children can take out such insurance on behalf of their parents. With a bereavement provision can be made with low monthly contributions. So must a monthly contribution be deposited only 8.18 euros for a 50 year old woman, in order for a funeral worth 3,000 euro to provide. The insurance cover shall last a lifetime from the first contribution payment. And: the bereavement care is part of the social assistance legal assets of Skane. Should the insured person be unemployed or to the Hartz IV recipients, the State has no access to the saved money. About Monuta Monuta insurance insurance, a subsidiary of the Dutch Monuta Uitvaartzorg en – verzekeringen N.V., their burial since July 2007 in Germany offers. Because Monuta sees itself as trustee for its customers, the product range in addition to the pure insurance or financial protection includes additional services and benefits. Germany wide is it worked with selected, quality-tested local partners. In the Netherlands, the Monuta Uitvaartzorg founded in 1923 is the market leader for the bereavement care en-verzekeringen N.V.. The company serves there 1.1 million customers and manages a portfolio of EUR 4.6 billion (stand: May 2010).

Los Turiferos

In the festivities of the deep peoples of those Arguedas of all bloods!, as in the old peoples of Asia and Africa one had Saga of people known as the TURIFEROS do Turiferos?, Yes!, people who they went by spreading incense and smoke flooded the community. Currently society is bumpy and acechada by shoals and reefs, there is a long list of problems that us zarandean, but nevertheless a Saga of unknown Turiferos smokes. Huge sectors of the Peruvian population parade through the streets of Peru, screaming problems, needs and justice however, as say Pablo Neruda are only words without echoes!, as incense and smoke fill the pages of newspapers and newsletter, ranks first and absorb the citizen at the expense of those screams attention then who are the turiferos?. Serious questions self-flagellation everyday life of the country, but the smoke and the verbal nothing make appearances to acquire hierarchy of reality. They occur strange and wild deaths to people who were at the acme of the public attention, amid rare behaviour of the police and Judicial power who are the Turiferos? The economic crisis hit the pockets of the people and the food basket, the unemployment and underemployment grows and grows, but the Turiferos are still throwing smoke Turiferos unknown inflate balloons, create figures and characters with feet of clay, created fictitious heroes, they fill the pages of tabloids with sporting characters who have never won anything, with celebrity figures that only exhibit moral misery spreads over the world fear exaggerated to a strain of virusselling us a pandemic and generating concern excessive craft supported by local authorities then who are the Turiferos? Serious questions weakened even more discredited class policy of the country, but the incense fills us with a comic Melopea that makes us look at another site. At the end as in the old towns of the world, parties and Life still flooded incense and smoke and population is still getting drunk with wine and chicha bamba that is sold in the tavern of power, meanwhile the unknown Turiferos are still hidden in the shadows spreading smoke and incense in the form of deaths strange, in the form of pandemics exaggerated, in the form of unfounded fears, so that villagers do not uncover the bilge that is hidden in all the powers of the Stateso that the people not see the Porquero must be trembling behind the smoke behind the curtain.